401K Rollover

Your transition from one company to another can be made even smoother when we assist with your 401(k) rollover.

401(k) Rollover and Retirement Strategy Firm in Salt Lake

Preparing for your financial future is nothing to fear with guidance from the professionals at Ascend Investment Management. We provide 401(k) rollover services for individuals who have recently separated service from employer and would like to consider options for their retirement savings. Finances and investments may seem overwhelming, fortunately, you have a team in the Salt Lake Valley who helps people like you understand what it takes to retire in this day and age. We know not everyone is a 401(k) expert, that’s where we come in. The financial advisors with Ascend Investment Management make the 401(k) rollover to IRA process smooth and simple, so you know exactly where every dollar is going. Make the wise decision to learn how your retirement accounts are being invested and determine if there is a better option for you. Whether you are just starting to look into investments, or you’re close to retiring, you can depend on Ascend Investment Management.

What is a 401(k) Rollover?

A 401(k) rollover is where the amount of money contained in the 401(k) is directly transferred into another retirement plan at a new place of employment or into an Individual Retirement Account (IRA). This process would be implemented in a situation like moving from one company to another, or a spouse can use a 401k rollover to transfer assets following a divorce through a Qualified Domestic Relations Order (QDRO) or from a deceased spouse’s account after they have passed.

When Should I Start Saving for Retirement?

The best time to start saving for retirement is as soon as you collect your first paycheck. However, we know that is not the case with most people. As Utah natives, the team with Ascend Investment Management knows what it’s like to live, work, and even raise a family in the Salt Lake Valley. When it comes to retirement and 401(k) rollovers, we have an understanding of knowing the local economy and what it takes to save for a financial future. No matter if you’re investing as a single adult or have to pay for college in addition to depositing in a 401(k), we are the local investment firm who works for you.

We can Answer all Your 401(k) Questions and Help You Invest Responsibly

In order to make an informed decision, it’s essential to how your 401(k) is taxed when you retire as well as what your IRA options are for tax favored retirement savings. The plan you have with your employer determines whether you’re investing in a Roth IRA or traditional retirement account. Traditional IRA savings accounts withhold taxes on the initial investment as well as gains until retirement, whereas a Roth IRA account contributions are made with funds already taxed. Speak with our financial strategists to learn the best option for your particular situation.

Below are some of the reasons why Ascend Investment Management would help rollover your 401(k):

  • Consolidate investments
  • Potentially lower account fees
  • Potentially more cost-effective investment options
  • More diverse investment portfolio

Your Personal Investment Team

When you work with Ascend Investment Management, you have an advisor on your side. We have a team of local, financial advisors who are ready to answer your questions, find a plan for your retirement goals, and help you rollover your 401(k) in the way best suited for you. In our consultations we cover your current financial investments, retirement goals and then create a plan to get you there. We make 401(k) rollovers to IRA a streamlined process with a tailored game plan just for you. Work with Ascend Investment Management when you need to rollover your 401(k). Don’t be overwhelmed, because we are your personal investment team. Put our experience to the test, and we will figure out your an appropriate approach to take towards the retirement of which you have always dreamed.

Plan for Tomorrow Today

Meet with the Ascend Investment Management team in Utah when you’re ready to learn more about 401(k) rollovers to IRAs. We’re passionate about helping you make sound financial decisions, so you can provide for your family and work toward your desired standard of living after you retire. Contact us today and schedule an appointment with our professional finance consultants.